swift

2 articles · newest first

Illustration of two coin-bridges between banks with a balance scale in the middle

De-Dollarization & On-Chain Settlement: The Honest Version (2026)

'The dollar is finished' makes a great headline and a shaky fact. What's actually being built — China's mBridge and SWIFT's own blockchain ledger — and why the de-dollarization story is real as tech, overstated as prophecy.

Cipher · Sep 22 · 8 min

Web3

17 huge banks just went live on a blockchain. and no, it's got nothing to do with crypto

HSBC, UBS, Citi and 14 others are now moving 'tokenized deposits' on a Swift-built ledger. it's not a coin, it's not public, and it might quietly matter more than any crypto headline this year.

Cipher · Jul 16 · 6 min