blockchain

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Web3

Digital Money, Explained: Stablecoins, CBDCs & Tokenized Assets (2026)

Money and assets are going on-chain in four lanes at once — private stablecoins, state CBDCs, tokenized Treasuries, and rebuilt settlement rails. The honest umbrella guide, minus the moon-talk.

Cipher · Sep 22 · 9 min

Web3

Real-World Asset Tokenization, Explained: Where US Rules Stand in 2026

Putting bonds, property and funds on a blockchain stopped being a pitch and became infrastructure. A plain-English map of what RWA tokenization is, why Congress is studying it, and the legal risks that actually matter.

Cipher · Sep 22 · 8 min

Web3

this ransomware gang can't be shut down the normal way — their servers live on the blockchain now

DeadLock skips throwaway domains entirely. Its victim chat and leak blog run on Polygon smart contracts, and Microsoft says that's exactly why takedown notices don't work on it anymore.

Cipher · Aug 15 · 7 min

Web3

17 huge banks just went live on a blockchain. and no, it's got nothing to do with crypto

HSBC, UBS, Citi and 14 others are now moving 'tokenized deposits' on a Swift-built ledger. it's not a coin, it's not public, and it might quietly matter more than any crypto headline this year.

Cipher · Jul 16 · 6 min