3 articles · newest first
'The dollar is finished' makes a great headline and a shaky fact. What's actually being built — China's mBridge and SWIFT's own blockchain ledger — and why the de-dollarization story is real as tech, overstated as prophecy.
Cipher · Sep 22 · 8 min
Money and assets are going on-chain in four lanes at once — private stablecoins, state CBDCs, tokenized Treasuries, and rebuilt settlement rails. The honest umbrella guide, minus the moon-talk.
Cipher · Sep 22 · 9 min
China built the world's most advanced central bank digital currency and a cross-border rail that could route around the dollar. A hype-free explainer on the e-CNY, mBridge, and why the 'BRICS beats SWIFT' headline needs an asterisk.
Cipher · Sep 22 · 8 min