usdt

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Illustration of a stablecoin held steady on a level line by a chain-link, with a reserve vault

Stablecoins Explained: The $300B Digital Dollar (2026)

Stablecoins are the boring, useful backbone of crypto — a ~$300B market of private digital dollars, now regulated by the GENIUS Act. What they are, USDT vs USDC, the new rules, and how they differ from a CBDC.

Sam Okafor · 2h ago · 8 min