Payments
Stripe Managed Payments fees (2026): what the +3.5% buys, who can use it, and when Paddle is cheaper
Stripe's merchant of record looks like a flat 3.5% add-on. It isn't quite: the fee lands on the tax as well as the price, Billing charges its own 0.7% on subscriptions, and above about $9.52 a month Paddle keeps less. The full fee stack, the break-even formula, and the five checks you have to pass first.
Ledger · 3h ago · 11 min